SHARMA, Reetika; MATHARU, Raman; SINHA, Ritika. Socio-demographic and Behavioral Determinants of UPI Fraud Vulnerability: A Descriptive Study from Shimla District, Himachal Pradesh. Journal of Forensic Science and Research, [S. l.], p. 009–014, 2026. DOI: 10.29328/journal.jfsr.1001110. Disponível em: https://www.forensicscijournal.com/jfsr/article/view/jfsr-aid1110. Acesso em: 11 mar. 2026.